Company Info
Zedvance Finance Limited is a new age, goal-driven financial services Group, with 3 subsidiaries (consumer lending, fund management and securities trading) regulated by the Central Bank of Nigeria and the Securities and Exchange Commission. We are also a Venture Capital Firm with investments in about 50 tech start-ups. If you are a vibrant commercial lawyer interested in working on impactful projects, this role was created for you.
Zedvance Finance Limited is a new age, goal-driven financial services Group, with 3 subsidiaries (consumer lending, fund management and securities trading) regulated by the Central Bank of Nigeria and the Securities and Exchange Commission. We are also a Venture Capital Firm with investments in about 50 tech start-ups. If you are a vibrant commercial lawyer interested in working on impactful projects, this role was created for you.
We are recruiting to fill the position below:
Job Title: Business Credit Analyst
Location: Lagos
Employment Type: Full-time
Responsibilities
- Evaluate the financial status of potential customers, monitor existing clients, perform risk assessments, and make informed decisions while extending credit.
- Analyze and assess the financial statements and credit history of existing and potential clients.
- Review credit applications and perform credit checks.
- Structure deals and perform risk assessments.
- Make informed decisions backed by sound assessment.
- Consult and negotiate with clients regarding financial transactions, payment terms, and credit limits.
- Evaluate the creditworthiness of business loan applications by analyzing financial statements, credit reports, and other relevant information.
- Determine the appropriate loan structure based on the client’s creditworthiness and the company’s risk appetite.
- Assess risks associated with each loan and make recommendations to management regarding credit approvals and loan structures.
- Collaborate with sales and operations teams to ensure smooth loan disbursement and repayment.
- Develop and maintain relationships with borrowers, ensuring a high level of customer service and satisfaction.
- Stay up to date with industry trends, regulatory requirements, and best practices in credit analysis.
- Contribute to the development and improvement of credit policies and procedures.
- Prepare reports and presentations for management on credit risk and portfolio performance
- Handle multiple projects and submit applications on time.
- Financial forecasting.
- Keep abreast of financial news and trends.
Requirements
- Strong analytical skills with the ability to interpret financial statements, credit reports, and other relevant data.
- Ability to assess credit risk and make recommendations based on analysis.
- Excellent communication and interpersonal skills, with the ability to build and maintain strong relationships with borrowers and other stakeholders.
- Proven ability to work independently and as part of a team.
- Proficiency in Microsoft Office Suite (Excel, Word, PowerPoint).
- Ability to practice due diligence.
- Good critical-thinking skills; ability to effectively gather data, analyze and make well-informed decisions.
- Desire and aptitude for learning new concepts on the job.
- Strong problem-solving skills and ability to navigate complex technical issues.
- Proactiveness; going beyond the obvious, gathering complex data to get to the heart of issues.
- Time management – Ability to prioritize tasks, multi-task, manage deadlines, and work efficiently.
- Ability to thrive in a fast-paced and dynamic environment.
Application Closing Date
30th June, 2024.
How to Apply
Interested and qualified candidates should:
CLICK HERE TO APPLY