Clearing Specialist at Unified Payment Services Limited

Unified Payment Services Limited is Nigeria’s premier Payments & Financial Technology company that operates as a shared infrastructure for the banking community in Nigeria and Payments Service Provider within and outside Nigeria, with a vision to be the most preferred e-payment service provider in Africa.

Job Title: Clearing Specialist

Location: Lagos

Job Objective(s)

• The Clearing and Settlement Operations Specialist is responsible for carrying out UP Settlement (ATM/POS) file generation and Dispute management; Scheme Settlement file generation/MPGS Service; and Scheme Dispute Management (Chargeback).

Duties & Responsibilities

• Daily processing of approved transactions for local settlement and secondary settlement file generation.
• Daily processing of approved ATM for domestic settlement (Settlement file generation).
• Ensuring that settled ATM/POS transactions are fully updated into Dispute Management System (DMS) and Inquiry portal.
• Support to banks and non-banks (acquirers and merchants) on Dispute Management System.
• Daily reconciliation and support to clients.
• Monitoring of transactions data sources (PayAttitude, PayArena, Hope PSB back office, CBE, TCM etc) for daily extractions of approved financial transactions that qualify for settlement, Daily processing of approved transactions (clearing) for international scheme settlement.
• Daily processing of downloaded MPGS files (Clearing of MPGS) for different clients.
• Daily quality checks to forestall duplicate or incomplete submission of clearing files to the different schemes in specified formats and within defined time windows for each scheme.
• Reprocessing of rejected file or transactions where applicable and submission within defined time window for each scheme.
• Daily reconciliation and support to clients.
• Daily download of scheme incoming files (VISA, Mastercard, UnionPay, AMEX).
• Daily processing of downloaded scheme chargeback for secondary settlement within defined chargeback window.
• Daily reconciliation of chargeback to avoid exposure due to late presentment.
• Daily processing and hosting Base11 files for all clients.
• Daily processing and hosting of VSS files for all clients.
• Daily processing and hosting of T464 files for all clients.
• Daily reconciliation and support to clients.

Key Performance Indicators

• 100% accuracy in settlement
• Timeliness of Reports
• 100% documentation.

Requirements

• University Education: OND (Upper or Lower credit) in Accounting, Statistics, Economics and Mathematics.
• Others: Professional Qualifications – added advantage.
• Experience: 0-2 years’ experience in Clearing and Settlement Operations.

Application Closing Date
15th July, 2025.

How to Apply: Interested and qualified candidates should send their CV to: [email protected] using the Job Title as the subject of the email.