Company Info
Mid sized business
1 to 50 Employees
Lendha is a quick money lending platform. We provide facility for emergency funds, house / office / shop rent and lifestyle loans.
Lendha is a quick money lending platform. We provide facility for emergency funds, house / office / shop rent and lifestyle loans.
Title: Credit Officer
Location: Sapon, Abeokuta – Ogun
Job type: Full-time
Job Description
- Manage the debt collection processes and work with analysts to develop, recommend, and enact payment plans to eliminate client debt in an agreed timeframe aligned with Lendha’s collections policy.
- Debt Settlements: Accurately maintain client records and manage all past due accounts and determine the appropriate collection action to be taken for each individual client.
- Collect delinquent accounts by contacting customers via telephone, email, and visiting the place of business.
- Compile daily, weekly, and monthly reports on the status of delinquent accounts, collection activity, and accounts receivable status.
- Report progress of collections to Supervisor, make recommendations for next steps and write-offs.
- Customer Acquisition: Present, promote and sell Lendha’s products using solid negotiations to existing and prospective clients across relevant sectors, including but not limited to companies in the e-commerce, consumer goods, healthcare, and financial services industries.
- Loan Portfolio Growth. Support the evaluation of loans given to customers by ensuring that credit appraisals are completed properly and uphold monitoring of accounts to identify outstanding debts.
- Review terms of contract and service with client and clearly communicate various payment options.
- Work cooperatively with other departments to best determine how to balance both the customer’s and Lendha’s needs.
Qualifications
- Bachelor’s or Higher National Diploma in any discipline from an accredited polytechnic or University with NYSC discharge certificate or NYSC Exclusion Letter.
- Good relationship and communication skills with strong team spirit
- Strong analytical skills
- Good computer skills
- Real motivation to work and grow in a performance-based environment
- Taste for fieldwork
Additional Knowledge / Skills Required:
- Practical knowledge of micro / small/medium businesses
- Knowledge of the microfinance bank sector is an advantage
- Good writing skills
- Knowledge of the major local languages
- Must live in Abeokuta
- Good Knowledge of the territory
Benefits and Perks
- HMO and other statutory benefits.
- Join a young, passionate, hungry and growing team of entrepreneurs & facilitators
- Flexible working hours.
Deadline: Not Specified.
How to Apply: Interested and qualified candidates should Click Here to apply online