Debt Management Officer at ETC Workforce Services Limited

Lagos

Etc workforce services

Company Info

ETC Workforce Services Limited - Our client organization, is recruiting suitably qualified candidates to fill the position below:

ETC Workforce Services Limited – Our client organization, is recruiting suitably qualified candidates to fill the position below:

Job Title: Debt Management Officer

Location: Shomolu, Lagos

Employment Type: Full-time

Job Summary

  • Our client organization needs a Debt Management Officer.
  • The Debt Management Officer is responsible for recovering outstanding debts from delinquent customers, managing the memorandum and debt loss database, and overseeing debt resolution processes.
  • This role involves close collaboration with field teams (DCRC gangs), regular reporting, and supporting the achievement of recovery targets in line with company goals.

Key Responsibilities

  • Drive debt recovery efforts from indebted customers within assigned coverage areas.
  • Manage the memorandum and debt loss database to ensure data accuracy and integrity.
  • Review and process repayment proposals received from relevant branches.
  • Supervise and coordinate the activities of DCRC field recovery teams.
  • Monitor and support the execution of recovery strategies to achieve set targets.
  • Conduct daily recovery calls and prepare call memos to document field visits.
  • Handle customer negotiations and resolution processes, including discounts on old debts.
  • Track customer payment instalment reports and ensure timely follow-up.
  • Facilitate manual customer requests for arrears settlement and instalment payment arrangements.
  • Recommend disconnection or service stoppage for highly delinquent customers in line with policy.
  • Locate delinquent customers and implement agreed recovery actions.
  • Generate and submit daily, weekly, and monthly debtors reports for management review.
  • Support continuous improvement initiatives in debt recovery operations.

Qualifications & Requirements

  • Bachelor’s Degree in Social Sciences, or a related field.
  • Minimum of 1 – 3 years experience.
  • Strong interpersonal, negotiation, and communication skills.
  • Ability to work independently and manage field recovery teams.
  • Proficiency in Microsoft Office Suite (Excel, Word and PowerPoint).
  • Strong analytical and report-writing skills.

Key Competencies:

  • Results-oriented with a focus on target achievement.
  • Attention to detail and strong organizational skills.
  • Customer-centric with problem-solving ability.
  • Handle deadline pressure and manage field operations.
  • Good understanding of regulatory and legal dimensions of debt recovery processes.

Application Closing Date
30th June, 2025.

How to Apply: Interested and qualified candidates should Click here to apply online