Field Collection Officer/Recovery Officer at Pennylender

Nigeria

Pennylender

Company Info

Mid sized business

1 to 50 Employees

Pennylender is a credit finance house typically provides a range of financial services, including credit facilitie

Pennylender is a credit finance house typically provides a range of financial services, including credit facilities, and We specialize in evaluating credit risk, managing loan portfolios, and offering financial solutions tailored to our clients’ needs. With a focus on assessing creditworthiness and providing access to capital,we play a crucial role in facilitating economic growth and supporting financial stability within the community

Job Title: Field Collection Officer/Recovery Officer

Location: On The Field

Contract Type: Full-Time

Job Summary

  • Collection Officers are responsible for recovering loan payments from clients.
  • This involves regular field visits, negotiation, and follow-up to ensure timely loan repayments and minimize portfolio at risk.

Key Responsibilities
Debt Recovery:

  • Visit defaulted clients at their addresses.
  • Communicate tactfully to negotiate repayment plans.
  • Issue reminders and warning notices as needed.

Monitoring & Reporting:

  • Track repayments and report defaults or risks.
  • Provide daily updates on recovery activities and field challenges.

Client Engagement:

  • Educate clients on the consequences of defaulting.
  • Support restructuring of loans where applicable (with approval).

Documentation:

  • Maintain records of recovery efforts and signed agreements.
  • Ensure all visits and conversations are logged professionally.

Requirements
Qualifications:

  • HND / BSc in any discipline.

Experience:

  • 2 – 3 years of experience in a similar role, preferably in microfinance, fintech, or banking.

Skills:

  • Must be persistent, disciplined, and confident.
  • Must have strong communication and negotiation skills.
  • Knowledge of local terrain and native languages is a plus.

Application Closing Date
Not Specified.

How to Apply: Interested and qualified candidates should send their CV and Cover Letter to: [email protected] using “Application for Field Collection Officer/Recovery Officer” as the subject of the mail.

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