Company Info
Renmoney – We are a passionate team determined to challenge the status quo and make financial inclusion count for the millions of under-banked individuals and small business owners in Nigeria. We provide loans, savings, and fixed deposit solutions to our customers. Our vision is to be the most convenient lending company, delivering outstanding service experiences.
1). Collections Manager
Location: Ikoyi, Lagos
Employment Type: Full-time
Job Description
- Lead the Collections Team and ensure repayments on assigned overdue and delinquent accounts.
Key Responsibilities
- Set, Manage, develop recommend changes to collections strategies and targets for all products and all stages of delinquencies and buckets, and ensure achievement of agreed cash and impairment targets.
- Develop, implement and manage daily, weekly and monthly performance and efficiency monitoring tools to enhance individual and team collections performance and efficiencies in line with pre-set targets and provide timely feedback to all teams on improvement areas.
- Create, test, and implement A:B strategies to boost collections efficiency, including the implementation of Champion/ Challenger strategies.
- Manage the performance of all technology tools supporting Collections efforts while reporting on improvement opportunities.
- Manage and report on the efficiency and performance of all partnerships in the collection area while monitoring their adherence to all agreed contractual obligations, including achievement of agreed targets and payments of agreed commercial terms
- Ensure adequate capacity model planning is in place to manage the teams workload while ensuring all targets and KPI’s are achieved, daily, weekly and monthly.
- Demonstrate a high level of persuasiveness & professionalism.
- Demonstrate a high level of energy, enthusiasm and accountability.
- Understand, interpret, and ensure the Team conforms with regulatory requirements as regards collections.
- Lead enhancement, improvement and re-development of the collections tools and ensure adequate coverage.
- Provide timely collections feedback to Portfolio Risk management, Products, Sales, Marketing and Engineering Teams to improve our lending products market fit.
- Work closely with Decision Science team to monitor, test report and feedback on various teams/ products/ segments/ strategies performance.
- Work Closely with Marketing Team to build, test and revise collections calls scripts, SMS & push scripts and all other communications strategies, techniques, tone of voice etc….
- Work closely with Portfolio Risk , IT, BI and engineering teams to ensure that all technology tools, supporting collections are always available and follow a continuous process improvement process.
- Help build the Research Track and Trace function withing Collections and Recovery to support efficiency improvements
- Should possess strong excel and research skills.
Requirements
Academic Qualification(s):
- HND or BSc in any relevant field, preferably in Mathematics, research or applied Sciences.
Experience:
- 5+ years of work experience with 2 years in Team/Function / division leadership position
This role will be ideal for you if you are/have:
- Excellent oral and written communication skills
- Persuasive with proven ability to manage a large, young and diverse team.
- Excellent Microsoft office suite experience especially expert skills in Excel
- Strong research and learning abilities.
- Very Curious about our business.
Application Closing Date
Not Specified.
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2). Business Intelligence Analyst
Location: Ikoyi, Lagos
Employment Type: Full-time
Job Description
- You might be a great fit for this role if you are experienced working with multiple teams and various levels of management to understand business needs, elicit requirements, and collaborate on reporting and analytics projects, and you have a background in data warehousing or data analysis with excellent SQL skills
Responsibilities
- Use data insights to design potential revenue-generating opportunities
- Build and manage dynamic dashboards that help to provide key insights to management
- Perform data extraction, data cleansing and data modelling in Power BI
- Maintain Microsoft Power BI and provide bespoke reporting support for end-users
- Build relationships with key business partners and provide feedback on data analysis to guide decision making
Requirements
- Minimum of 2 years working experience in data analytics
- Experience using Microsoft PowerBI to create reports and dashboards
Preferred:
- Fintech experience
Benefits
This job is perfect for you if you:
- Experienced in Analytics /Business Intelligence roles
- Proficient in the use of Powerbi, SQL and Data Warehouse
- You are collaborative, enthusiastic with a burning desire to learn.
- Ability to translate ambiguous business requirements into analytical insights
You will not enjoy this job if you:
- Struggle with querying and analyzing data.
- Require clear, pre-set deliverables and constant direction.
- Are used to working in/with a large team
Application Closing Date
Not Specified.
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3). Senior Internal Audit Partner
Location: Ikoyi, Lagos
Employment Type: Full-time
Job Description
- You will conduct assigned operational audit reviews and investigation with a view to providing assurance to the Board and Senior Management that controls are in place, adequate and operating effectively to support the Company in achieving its goals.
Responsibilities
- Conduct risk assessment and audits of departments/functional areas in accordance with the audit plan
- Timely investigation of all fraud cases, customer complaints, general investigation and any assigned special investigation as may be assigned from time to time
- Provide practical recommendations to management to minimize risk resulting from poor internal controls. Giving assurance that controls are in place and are effective and adequate
- Track resolution of all audit / control recommendations and ensure compliance within agreed time line.
- Prepare quarterly Board report on internal audit activities during the period
- Ensure prompt rendition of CBN/NDIC returns and also maintain relationships with regulators and law enforcement agencies
Requirements
- Required: B.Sc Degree in any field
- Preferred: Minimum of 4 years experience performing Internal Control/Audit function
This job is perfect for you if you:
- Have advanced knowledge of auditing processes/procedures
- Can balance detail with departmental goals/objectives
- Have excellent verbal and written communication skills
- Are excel and numbers-savvy and very detail oriented
Benefits
You will not enjoy this job if you:
- Work best in structured, hierarchical settings
- Require clear, pre-set deliverables and constant direction
- Are used to working with a large team
What is in it for you:
- You’ll work on solutions to complex, real-world challenges with tangible social and economic impact.
- You will receive competitive compensation and work with passionate teammates in a flat, performance-driven culture.
Application Closing Date
Not Specified.
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4). Financial Risk Analyst
Location: Ikoyi, Lagos
Employment Type: Full-time
Job Description
- In this role, you’ll be required to support the financial risk management (FRM) team, financial reporting, and credit risk teams with data-driven analysis to help make strategic credit and deposits products decisions.
Responsibilities
- Monitor performance of the credit portfolio to optimize profitability and reach growth targets
- Collaborate with the portfolio management team, decision science, product, engineering and treasury teams to propose experiments and policy changes.
- Conduct ad-hoc analysis to identify underlying explanations for changes in credit portfolio performance, propose solutions and evaluate expected portfolio impacts.
- Manage the company’s IFRS 9 ECL models, and computations monthly on tools like SAS and R.
Requirements
- 3+ years of relevant experience
- Fluent in SQL and Excel. Proficient in R/Python/SAS, or similar statistical analysis tool, is a plus
- Previous experience in analytics and/or quantitative modelling, using large datasets
This job is perfect for you if you:
- Enjoy adding structure and developing approaches to ambiguous problems
- Are a self-starter, take initiative, work collaboratively and can self-manage in ambiguity
- Have excellent verbal and written communication skills
- Are numbers-savvy, find it interesting working with programming tools and are very detail-oriented
You will not enjoy this job if you:
- Work best in structured, hierarchical settings
- Have strong strategic thinking and problem-solving skills
- Are enthusiastic about working across cultures
Application Closing Date
Not Specified.
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5). Financial Reporting Associate
Location: Ikoyi, Lagos
Employment Type: Full-time
Job Description
- As a financial reporting associate, you will be a critical member of the Financial Reporting team, working closely with a team of analysts.
- You’ll be involved in the preparation and management of accurate statement of financial position item proofs and ensure accuracy of transaction postings into the ERP.
Responsibilities
- Preparation and management of schedules/proofs (FAS and Intangible Asset, Operating Expense, Prepayment and Provisions among others) that aligns with the management account.
- GL management and transaction call over reviews (Expense transactions reviews and reconciliations) on SAP ByDesign and Mambu ERP.
- Assist with monthly closes and coordination within the team to ensure accurate financial results and reporting and engage in the preparation of monthly, quarterly and annually regulatory reports to regulatory bodies (CBN,NDIC,FIRS, State IRS etc.).
- Prepare presentations for management and participate in ad hoc projects as required.
- Participate as a key thought leader within the team, influencing decision making, identifying finance priorities
Requirements
Required:
- Bachelor’s Degree in Accounting / Finance / Economics / Statistics or related fields.
- 3-5 years of financial reporting and analysis professional experience.
- ICAN/ACCA or other relevant qualifications.
Preferred:
- Understanding of SAP ByDesign ERP and MAMBU banking software.
- Previous experience in financial services sector (particularly in the micro lending business).
Benefits
This job is perfect for you if you:
- Enjoy adding structure and developing approaches to ambiguous problems
- Are a self-starter, take initiative, work collaboratively and can self-manage in ambiguity
- Have excellent verbal and written communication skills
- Are excel and numbers-savvy and very detail oriented
You will not enjoy this job if you:
- Work best in structured, hierarchical settings
- Require clear, pre-set deliverables and constant direction
- Are used to working in/with a large team
Deadline: Not Specified.
How to Apply: Interested and qualified candidates should use the links below to apply: