Company Info
Carbon is a pan-African digital bank with a mission to provide friction-free finance to its customers. Carbon promises to play a fundamental role in its customers’ lives wherever they are, with flexible solutions.
Carbon is a pan-African digital bank with a mission to provide friction-free finance to its customers. Carbon promises to play a fundamental role in its customers’ lives wherever they are, with flexible solutions. We pride ourselves on our efficiency and with just $10mm of equity raised in 2015, we have disbursed over $100m in loans and earned more than $30mm in revenue over the last 2 years. Carbon has operations in Ghana, Kenya, and Nigeria, supported by a talented team spread between Lagos, Nairobi, London, Argentina, and Palo Alto so we operate with a remote-first mindset.
Job Title: Legal & Regulatory Operations Analyst
Location: Lagos
Employment Type: Full Time
Role
- We are seeking a highly skilled, experienced and intellectual Legal & Regulatory Operations Analyst to join the dynamic team at Carbon Micro Finance Bank.
- This role offers a unique opportunity to play a crucial role in ensuring we comply with legal and regulatory requirements, while also optimizing the efficiency of the legal department’s operations.
Key Responsibilities
Legal Operations:
- Maintain and optimise contract lifecycle management systems (e.g. contract repository, templates, tracking tools).
- Manage the end-to-end contracting process: drafting, reviewing, negotiating, and coordinating execution in collaboration with stakeholders.
- Develop and maintain internal policies, standard operating procedures, and legal guidance documents.
- Support litigation and dispute resolution processes by coordinating with external counsel and internal teams.
- Monitor and manage legal budget and spend, including vendor coordination and invoicing.
Regulatory Compliance & Reporting:
- Track regulatory developments (CBN, NDIC, NITDA, NFIU, FCCPC, etc.) and advise relevant teams on implications.
- Coordinate timely and accurate regulatory filings, periodic returns, audit responses, and inspections.
- Maintain a compliance calendar and manage regulatory engagement logs.
- Support internal audits and compliance reviews, working closely with the Risk, Finance, and Internal Control functions.
- Prepare reports and presentations for internal committees (e.g. Exco, Board) and external regulators.
- Support with external audits including CBN, NDPR etc.
- Engaging regulators including CBN, FCCPC, NDPR etc.
- Engaging law enforcement agencies.
Cross-Functional Support:
- Work with Product, Credit, and Customer Experience teams to provide operational legal guidance, particularly around new product features, terms of service, and onboarding processes.
- Support enterprise risk management and governance frameworks.
- Support with facilitating training sessions and initiatives to build a strong culture of compliance and legal awareness across teams.
Requirements
Education & Experience:
- Bachelor’s Degree in Law (LL.B) with BL certification.
- 2–4 years of post-call experience in legal, compliance, or regulatory roles within a financial institution, fintech, or legal practice.
- Experience working with regulators or managing regulatory engagements is strongly preferred.
Skills & Competencies:
- Excellent legal writing, communication, and stakeholder management skills.
- Strong analytical and problem-solving abilities with a bias for structure and execution.
- High integrity, discretion, and reliability when handling sensitive information.
- Familiarity with regulatory portals (CBN Paperlite, NFIU GoAML, NDPR frameworks, etc.).
- Competence in tools like Google Workspace, Excel, legal tech software, and project management platforms.
What We Offer
- The opportunity to make a significant impact on a growing fintech company.
- A fast-paced, collaborative, and innovative work environment.
- Competitive compensation and benefits.
- Opportunities for professional growth and development in the fintech space
Application Closing Date
Not Specified.
How to Apply: Interested and qualified candidates should Click here to apply online
Recruitment process:
- Interview with the People team
- Case Study
- Interview with the CEO
