Product Manager at BainesCredit MFB

BainesCredit MFB has been in operation for over 5 years and is a CBN regulated microfinance bank (MFB). A Tier 1 bank with an MSME concentration, we offer financial assistance to SMEs through a variety of creative solutions. BainesCredit is a technology-enabled MFB that uses digital technologies to service over 10,000 consumers.

Title: Product Manager

Location: Lagos

The Position

• As the Product Manager, you will be tasked with creating and developing digital banking products to address the needs of businesses. Your role involves crafting innovative banking solutions tailored to meet customers’ demands and effectively managing these products while communicating with stakeholders during development. We are in search of a Product Manager who can provide quantitative analysis, market insights, industry benchmarks, and a strategic outlook for our Digital Banking Product. The aim is to position our flagship digital app competitively within the industry. Your responsibilities encompass guiding products through the entire execution cycle, with a focus on analysis, positioning, packaging, promotion, and customization to meet users’ requirements. Additionally, you will be responsible for formulating a growth strategy for the bank’s digital products, including payment solutions and B2B & B2C asset financing.

In This Role, You Will

• Collaborate cross-functionally to oversee products from concept to launch.
• Break down complex problems into actionable steps to drive rapid product development.
• Serve as an analytics expert, using data to inform and improve decision-making.
• Craft compelling narratives backed by meaningful insights drawn from data analysis.

Requirements

• Bachelor’s Degree from an accredited institution.
• 2-3 years of experience in a related role (e.g., Digital Banking Product Manager, Loan Product Manager, Deposit Product Manager).
• Hands-on experience in at least two of the following areas: Credit risk management, Loan/Deposit/Insurance Product & Pricing, Risk analytics.
• Exceptional judgment and problem-solving abilities.
• Proficiency in analyzing large volumes of data to gain risk insights.
• Strong time management skills.
• Exemplary administrative and managerial capabilities.
• Financial acumen.
• Excellent communication skills.

This Role is Right for You if:

• You are enthusiastic about technology and the future, and you are eager to learn and grow.
• Attention to detail is important to you, and you take pride in executing tasks flawlessly.
• You can gather and analyze extensive data and incorporate the right amount of intuition to make informed decisions.
• You are prepared to work diligently and swiftly to achieve ambitious objectives.
• You are unafraid to voice your opinions, ask questions, and challenge ideas or individuals.

Deadline: Not Specified.

How to Apply: Interested and qualified candidates should send their updated CV to: [email protected] using “Product Manager” as the subject of the mail.