Company Info
NEAT Microcredit is a microfinance institution based in Kaduna, Nigeria, dedicated to empowering individuals and small businesses by providing tailored financial solutions.
NEAT Microcredit is a microfinance institution based in Kaduna, Nigeria, dedicated to empowering individuals and small businesses by providing tailored financial solutions. With a mission to foster financial inclusion, NEAT Microcredit offers accessible credit facilities, savings products, and otherfinancial services aimed at supporting economic growth and enhancing livelihoods in underserved communities.
Job Title: Recovery Officer
Location: Abuja (FCT)
Employment Type: Full-time
Job Objectives
- The Recovery Officer is responsible for identifying, evaluating, and monitoring non-performing loan accounts and implementing effective recovery strategies to achieve maximum recovery at minimal cost.
- The role requires ensuring compliance with legal frameworks and maintaining ethical recovery standards.
Duties & Responsibilities
- Investigate and report fraudulent activities with supporting evidence.
- Audit high-risk loan portfolios to detect and mitigate fraud.
- Identify and report potential bad loans or defaulting clients, providing solutions and recovery strategies.
- Conduct random compliance inspections and report deviations.
- Collaborate with Branch Managers (BM) and Relationship Officers (RO) to ensure prompt debt recovery.
- Collect delinquent and written-off debts within the designated area.
- Conduct spot checks, scheduled visits, and tracking of debtors, including necessary petitions or arrests.
- Maintain accurate monthly collections reports and debt status updates.
- Consistently reduce non-performing debts through aggressive recovery efforts and viable restructuring options.
Qualifications & Experience
- Bachelor’s Degree or HND in a relevant field.
- 1 – 3 years of experience in a similar role.
Key Competencies & Knowledge:
- Proven ability to meet and exceed monthly and quarterly recovery targets.
- Strong analytical and problem-solving skills.
- Sound decision-making ability, even under pressure.
- Self-motivated with excellent interpersonal and communication skills.
- Effective persuasion and conflict resolution skills.
- Ability to liaise effectively with local authorities and legal professionals.
- High ethical standards and commitment to integrity.
Salary
- N30,000 – N50,000 / Month.
Application Closing Date
31st July, 2025.
How to Apply: Interested and qualified candidates should send their CV and Cover Letter to: [email protected] CC: [email protected] using the Job Title and Location (eg.”Recovery Officer – Abuja”) as the subject of the email.