Small and Medium Enterprise (SME) Relationship Officer at ADDOSSER Microfinance Bank Limited

ADDOSSER Microfinance Bank Limited plays an important role in widening the finance options available to MSMEs by providing finance for their businesses through value added products and services.

Job Title: Small and Medium Enterprise (SME) Relationship Officer

Location: Lagos

Employment Type: Full-time

Responsibilities

• Prospect for new SME clients and assist with their loan applications.
• Analyze and interpret financial statements of the business in order to access the repayment capacity and financial capacity of the borrower.
• Recommendation of Loans: Recommend loans to the Credit Unit for approval.
• Monitoring and Follow up with Repayment: ensure 100% repayment of disbursed loans.
• Market intelligence: develop market intelligence, detailed research, competition analysis and database with the view to capture the assigned market space.
• Develop sales initiative/Conduct Product Campaign: acquire an impeccable knowledge of all products/services, develop a strategy in communicating product essentials to get buy-in through all available platforms (one–on–one, social media, target group engagement and other sales channels)
• Maintain contact and good relationships with clients.
• Growth and development: study market/industry trends/initiatives per time to boost personal and target delivery per timeline.
• Execute all other jobs as assigned by team lead and management

Relevant Skills, Qualifications, Attributes & Experience

• Candidates should possess a B.Sc / HND in Social Sciences or any other relevant course of study.
• Minimum of 2 years’ cognate experience in SME Lending in any Financial Institution (preferably a Microfinance Bank/ Finance house)
• Ability to evaluate needs of customers and determine what products or services would best serve those needs
• Good interpersonal relationship skills.
• Must be computer literate.
• Excellent communication, reporting skills.

Application Closing Date
14th May, 2025.

How to Apply: Interested and qualified candidates should Click here to apply online