SME Loan Officer (Ikorodu) at Lendha

Lagos

Lendha

Company Info

Lendha is a quick money lending platform. We provide facility for emergency funds, house / office / shop rent and lifestyle loans.

Lendha is a quick money lending platform. We provide facility for emergency funds, house / office / shop rent and lifestyle loans.

Job Title: SME Loan Officer

Location: Ikorodu, Lagos

Job Schedule: Full time

Job Description

  • The role’s primary focus is to maximize revenue for LENDHA by proactively building a portfolio of quality risk assets and liabilities, and actively promoting and marketing our products and services while also ensuring the products are appropriately positioned and priced to be competitive.
  • Assess customer needs, explore all options, and introduce different types of loans
  • Develop referral networks, suggest alternate channels, and cross-sell products and services to accomplish quotas
  • Build long-term, trusting relationships with customers.
  • Ensure customer satisfaction at the highest possible level.
  • Manage the debt collection processes and work with analysts to develop, recommend, and enact payment plans to eliminate client debt in an agreed timeframe aligned with Lendha’s collections policy.
  • Debt Settlements: Accurately maintain client records and manage all past due accounts and determine the appropriate collection action to be taken for each individual client.
  • Collect delinquent accounts by contacting customers via telephone, email, and visiting the place of business.
  • Compile daily, weekly, and monthly reports on the status of delinquent accounts, collection activity, and accounts receivable status.
  • Report progress of collections to Supervisor, make recommendations for next steps and write-offs.
  • Customer Acquisition: Present, promote and sell Lendha’s products using solid negotiations to existing and prospective clients across relevant sectors, including but not limited to companies in the e-commerce, consumer goods, healthcare, and financial services industries.
  • Loan Portfolio Growth: Support the evaluation of loans given to customers by ensuring that credit appraisals are completed properly and uphold monitoring of accounts to identify outstanding debts.
  • Review terms of contract and service with client and clearly communicate various payment options.
  • Work cooperatively with other departments to best determine how to balance both the customer’s and Lendha’s needs.

Qualifications

  • Bachelor’s or Higher National Diploma in any discipline from an accredited polytechnic or University with NYSC discharge certificate or NYSC Exclusion Letter.
  • Minimum of 2 Years working experience in microfinance bank sector
  • Good relationship and communication skills with strong team spirit
  • Strong analytical skills
  • Good computer skills
  • Real motivation to work and grow in a performance-based environment
  • Taste for fieldwork.

Additional Knowledge / Skills Required:

  • Practical knowledge of micro / small/medium businesses
  • Good writing skills
  • Knowledge of the major local languages
  • Must live in Lagos
  • Good Knowledge of the territory.

Why Join Us?

  • Opportunity to work with a talented and passionate team.
  • Work on exciting and challenging projects with the latest technologies.
  • Flexible work environment.
  • Competitive salary and benefits package.

Application Closing Date
Not Specified.

How to Apply: Interested and qualified candidates should Click here to apply online

Note

  • If you are passionate about clean code, testing, and scalable architectures, we’d love to hear from you!
  • Apply now and be part of a team that values quality and innovation.

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