Company Info
Mid sized business
1 to 50 Employees
Transkredit Finance Limited
Transkredit Finance Limited was birthed to address a gap in financial inclusion, in line with the Maya Declaration; a global initiative for responsible and sustainable financial inclusion that aims to reduce poverty and ensure financial stability for the benefit of all. We have taken up a mandate to provide easy access to credit for every qualified adult and reputable organization in Nigeria and beyond; through the use of innovation and our array of products tailored to suit their needs.
1). Direct Sales Agent
Location: Abuja (FCT)
Employment Type: Contract
Job Summary
- Execute all tasks and activities related to the marketing of products/ services to existing and prospective customers within the assigned region and business area.
Key Responsibilities
- Promote company products by marketing Transkredit products and service offerings to current and potential clients within the assigned jurisdiction.
- Educate customers on the terms and conditions guiding Transkredit products and services.
- Inform customers of the distinguishing features and benefits of Transkredit ’s new products and services.
- Obtain and file supporting documents and customer correspondence required in closing a deal and provide all other administrative support for transactions.
- Log and resolve customer queries and complaints, escalating to other support units where necessary to ensure effective resolution.
- Participate in the implementation of effective marketing strategies, programs and activities aimed at meeting customer needs, enhancing asset creation and relationship management.
- Build and maintain client base through aggressive customer relationship building and management.
- Participate in the recovery action on non-performing loans, including watch-listed accounts.
- Conduct customer surveys and business environmental analysis and generate relevant information for product/ service development.
- Prepare/ compile agreed periodic activity and performance reports for the attention of the Team Leader, Marketing.
Qualification / Requirements
- Interested candidates should possess a Bachelor’s Degree / HND in relevant fields with 1 – 2 years work experience.
Technical Skills
- Good knowledge and understanding of the dynamics of marketing models.
- In-depth knowledge and understanding of the principles of marketing – advertising, brand management, market/sector targeting, product development, etc.
- Expert knowledge of the company’s products and services.
- Possession of in-depth knowledge of customer acquisition/ retention strategies
- Good knowledge of the Nigerian Financial Services Industry with emphasis on the mortgage, real estate financing and retail/small business banking sub-sectors
Soft Skills:
- Excellent communication (written and oral), interpersonal and negotiation skills
- High level of drive and resilience in achieving set goals/ targets.
- Good appreciation and working knowledge of MS Office tools
- High sense of responsibility, accountability and dependability
Application Closing Date
7th November, 2023.
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2). Business Development Officer
Location: Wuse 2, Abuja (FCT)
Employment Type: Full-time
Job Description
- To build and deepen relationships with existing and potential clients by selling product/services of the company, particularly deposit mobilization, to retail, HNI and MSME customers.
Duties and Responsibilities
- Grow the existing risk asset portfolio in line with the Company’s strategy.
- Identify, develop and cultivate relationships with customers within the retail and MSME segment that are in need of loans and advances to support their business.
- Manage existing customers’ portfolio as well as develop new business opportunities by generating risk assets within the MSME and retail market.
- Leverage the Transkredit’s existing relationship by developing and executing proactive, creative and on-going contact initiatives.
- Prepare sales pitches, presentations and other documents required for Transkredit customer’s engagements.
- Assist in the development, launching and sales of new product offering.
- Ensure synergy and collaboration in inter-house activities and communication in order to facilitate effective and smooth running of the Company’s operations.
- Manage MSME and retail banking portfolio within the region to minimise business risks and maximise profitability.
- Maintain relationship with key customers within the Bank and ensure that such customers are well served by officers within the Transkredit.
- Ensure the smooth running of operations in the bank within with respect to deposit mobilization.
- Ensure a complete, accurate and balanced assessment of risk in the credit approval presentation.
- Coordinate the approval process managing information flow and ensuring that the credit follows the stated approval process for the facility limit.
- Keep abreast of regulations, government policies and other developments that may affect the operations, business goals and objectives of the division within the assigned region.
- Ensuring that the legal documentation is complete, consistent with the internal approvals and properly executed and filed.
- Monitor industry trends and obtain necessary intelligence to be used as input for new product development.
- Supervisory of the business development manager.
Requirements
- Candidates should possess HND / Bachelor’s Degrees with 8 – 10 years relevant work experience.
Technical Skills:
- In-depth knowledge and understanding of the principles of product development, brand management and business intelligence.
- Working knowledge of the leading products and services available in the global market
- Deep knowledge of the marketing terrain in Nigeria
- Expert knowledge of Transkredit’s products and services.
- Good knowledge of the micro finance industry regulatory guidelines and the provisions of the license.
- In-depth knowledge of the Nigerian Financial Services Industry with emphasis on the retail/small business.
Soft Skills:
- Excellent communication (written and oral), interpersonal and negotiation skills
- High level of attention to detail
- Excellent project management skills
- Strong leadership, supervisory and people management skills
- High proficiency in the use of all MS Office tool.
Deadline: 12th November, 2023.
How to Apply: Interested and qualified candidates should send their Applications to: [email protected] using the Job Title as the subject of the mail.