Graduate Trainee Jobs at AB Microfinance Bank

Nigeria

Company Info

Large organization

200 + Employees

AB Microfinance Bank is a national microfinance bank licenced by the Central Bank of Nigeria (CBN), with headquarters in Lagos and branches in Oyo, Ogun, Ondo, and Anambra states. AB Microfinance Bank Nigeria is dedicated to its mission of improving entrepreneurs' business chances by providing them with simple access to affordable loans, as well as improving everyone's overall financial situation through deposit accounts. It is a limited liability company that was officially registered in Nigeria under the Companies and Allied Matters Act of 2002, and the Central Bank of Nigeria regulates it as a fully fledged microfinance bank.

AB Microfinance Bank is a national microfinance bank licenced by the Central Bank of Nigeria (CBN), with headquarters in Lagos and branches in Oyo, Ogun, Ondo, and Anambra states. AB Microfinance Bank Nigeria is dedicated to its mission of improving entrepreneurs’ business chances by providing them with simple access to affordable loans, as well as improving everyone’s overall financial situation through deposit accounts. It is a limited liability company that was officially registered in Nigeria under the Companies and Allied Matters Act of 2002, and the Central Bank of Nigeria regulates it as a fully fledged microfinance bank.

1). Trainee Loan Officer

Ref Code: TLO/CREDIT/MAR/2024

Locations: Awka – Anambra (South-East ) and Port Harcourt – Rivers (South-South)

Employment Type: Full-time

Main Tasks and Responsibilities

  • Creating and Managing owned Loan portfolio
  • Conducting direct promotion and/or other marketing activities on regular basis
  • Screening prospect’s eligibility, opening loan applications and arranging appointments with clients.
  • Conducting loan analyses by visiting the business and household of clients, visiting the business/employer of guarantors and preparing a complete loan assessment according to the bank’s credit procedures
  • Presenting loan proposals to the credit committee and informing the client about the decision of the credit committee
  • Arranging the disbursement in collaboration with Back Office and client
  • Ensuring punctual repayments by monitoring loans with the bank’s software (myMBS) contacting and visiting all parties base on needs
  • Ensuring high quality standards of the bank’s credit portfolio
  • Actively participating in committees and group discussions, looking for ways to help solve group problems, proactively seeking for improvement and willing to align his/her personal goals with ABN’s goals.

Profile

  • Minimum educational qualification of B.Sc / HND
  • Basic knowledge of financial mathematics & Accounting
  • Basic computer skills and mobile Application
  • Detailed and target oriented.
  • Good team spirit
  • Self-motivated and industrious individuals who like to work outdoor.
  • Excellent analytical skills
  • Ability to disburse small and medium sized loans to MICRO BUSINESSES.

Application Closing Date
9th April, 2024.

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2). Trainee Cashier

Ref Code: tcash/bs/apr/aw/po/2024

Locations: Awka Anambra and Port Harcourt – Rivers

Employment Type: Full-time

Main Responsibilities

  • Perform Clients deposit and withdrawal transactions (cash and cheque) within approved limits and provide responses to customers’ enquiries or complaints in a polite and courteous manner within the cash area.
  • Ensure complete adherence to the dictates of the Cashbox Procedure (including adjoining annexes) and other applicable MEMOs in force at all times.
  • Ensure that Cash is arranged and stored in an orderly manner (according to denominations) in the Till box and ensure that the cash cabin is neat, tidy, and free from all prohibited items.
  • Verify the correctness of customers account details (Name, account Number, account type etc.), signatures and pictures before performing deposit and withdrawal transaction.
  • Verify that cash notes received are not counterfeit notes at the time of presentation using the pre-installed Mercury Lights.
  • Ensure proper and complete record keeping and filing of all transaction reports and receipts
  • Support and participate in the deposit mobilization effort of the branch.
  • Actively support the client advisor team in raising deposits by cross-selling, giving general information about products and services and referring clients to the client advisors.
  • Actively inform clients about transferring their funds via the funds transfer channel.

Requirements

  • Minimum educational qualification of OND in any related field
  • 1-2 years working experience in any related field would be an added advantage
  • Good communication and Interpersonal Skills
  • Active PC user
  • Excellent customer service relation
  • Ability to work effectively with minimal supervision.

Application Closing Date
11th April, 2024.

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3). Trainee Client Adviser

Ref Code: tca/bs/apr/aw/po/2024
Locations: Awka – Anambra & Port Harcourt – Rivers
Employment Type: Full-time

Main Responsibilities

  • Taking Enquiries and providing necessary information to clients
  • Active sales of the Banking Services products
  • Direct promotion in markets
  • Mobilize deposits by cross-selling the banks products and giving general information about products/ services and their uses/benefits.
  • Account opening and all customer account related operations
  • Disbursements of loans
  • Providing excellent customer service.

Requirements

  • Minimum educational qualification of B.Sc / HND qualification
  • 1-2 years relevant working experience would be an added advantage
  • Good communication and Interpersonal Skills
  • Excellent selling and Marketing skills
  • Active PC user
  • Excellent customer service relation
  • Ability to work effectively with minimal supervision.

Deadline: 11th April, 2024.

How to Apply: Interested and qualified candidates should use the links below to apply:

Note: The Bank is seeking to fill up these vacancies, kindly go through the advert carefully and only qualified candidates should please apply accordingly.

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    AB Microfinance Bank is a national microfinance bank licenced by the Central Bank of Nigeria (CBN), with headquarters in Lagos and branches in Oyo, Ogun, Ondo, and Anambra states. AB Microfinance Bank Nigeria is dedicated to its mission of improving entrepreneurs' business chances by providing them with simple access to affordable loans, as well as improving everyone's overall financial situation through deposit accounts. It is a limited liability company that was officially registered in Nigeria under the Companies and Allied Matters Act of 2002, and the Central Bank of Nigeria regulates it as a fully fledged microfinance bank. | Lagos and Oyo

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    March 11, 2024