Company Info
ADDOSSER Microfinance Bank Limited plays an important role in widening the finance options available to MSMEs by providing finance for their businesses through value-added products and services.
ADDOSSER Microfinance Bank Limited plays an important role in widening the finance options available to MSMEs by providing finance for their businesses through value-added products and services.
Job Title: Credit Risk Officer
Location: Lagos
Responsibilities
- Evaluate customers’ loan applications in line with the organisation’s credit policy.
- Identify critical risks in credit requests and provide advice on how requests can be restructured in line with the bank’s risk appetite.
- Has relevant experience in analysing consumer and SME loans.
- Organisation of the credit committee.
- Portfolio management & reporting.
- Create innovative credit evaluation processes and systems.
- Evaluate clients for credit worthiness based on our internal risk models & their application information.
- Detect fraudulent applications and unreliable applicants.
- Review Facility Letters and Loan Agreements, scrutinising the signed documents to ensure the accuracy of the contracts.
- Continuously ensure alignment/compliance with the credit risk management framework.
- Continuously analyse and recommend improvements on the credit risk management framework, processes and systems.
- Preparation of statutory reports.
Qualification / Requirements
- A First Degree in Economics, Finance or any other discipline, a Master’s Degree is an added advantage.
- 2 – 5 years’ relevant experience in the Financial Services Industry.
- Good knowledge of accounting and relevant lending ratios.
- Experience in Credit Risk Management
- Data Analytics and Effective Communication
- Good Knowledge of Credit Analysis and Appraisal
- Experience in SME
- Good reporting skills.
Application Closing Date
24th July, 2025.
How to Apply: Interested and qualified candidates should send their CV to: [email protected] using the Job Title as the subject of the email.