Company Info

Mid sized business

1 to 50 Employees

Credility Financial Services Limited is a dynamic fintech company dedicated to Revolutionalizing the financial sector through innovative, technology-driven solutions. We strive to make financial services more accessible, secure, and user-friendly.

Credility Financial Services Limited is a dynamic fintech company dedicated to Revolutionalizing the financial sector through innovative, technology-driven solutions. We strive to make financial services more accessible, secure, and user-friendly.

Job Title: Loan Recovery Officer

Location: Akoka, Yaba – Lagos

Employment Type: Full-time

Job Summary

  • A loan recovery officer plays a critical role in the financial industry by managing and recovering overdue loans.
  • These are the requirements and responsibilities for a loan recovery officer:

Responsibilities

  • Loan Recovery: Implement strategies to recover overdue loans and minimize losses.
  • Communication with Borrowers: Contact borrowers to discuss their loan status and negotiate repayment plans.
  • Reporting: Maintain detailed records of recovery efforts, outcomes, and management reports.
  • Compliance: Ensure all recovery activities comply with relevant laws and regulations.
  • Collaboration: Work with other departments such as, credit, and customer service to facilitate loan recovery.

Requirements
Educational Requirements:

  • Degree: OND, HND, B.Sc Degree
  • Certifications: Certifications in credit management, risk management, or collections can be advantageous.

Experience:

  • Relevant Experience: 1 – 3 years of experience in a collections or loan recovery role is often preferred.
  • Knowledge of Financial Products: Understanding various loan products, financial services,is an advantage.

Skills:

  • Communication Skills: Strong verbal and written communication skills to negotiate with borrowers and communicate effectively with stakeholders.
  • Analytical Skills: Ability to analyze financial statements and credit reports to assess a borrower’s situation.
  • Problem-Solving Skills: Ability to devise effective strategies for loan recovery.
  • Interpersonal Skills: Strong interpersonal skills to handle sensitive situations and manage borrower relationships.
  • Negotiation Skills: Ability to negotiate repayment plans and settlements with borrowers.

The Advantages of our company

  • Competitive salary Salary: N70,000 – N100,000+ monthly and performance bonuses.
  • Professional development opportunities are provided for you. We have professional trainers to conduct detailed pre-job training.
  • The company’s culture is vibrant and inclusive. The working environment is good, and the atmosphere is relaxed.
  • As long as you attend work on time every month, you will receive the full amount of the full attendance bonus.
  • Besides the daily basic salary and monthly bonus, the company also offers a fixed Airtime bonus of 5,000 to 15,000 NGN.
  • Phones and laptops will be processed for the agents of the corresponding positions upon entry;
  • The more you do, the more you get paid” is the company’s principle. Every hardworking employee has a fair internal promotion opportunity and has the chance to obtain a management position.

Application Closing Date
30th April, 2025.

How to Apply: Interested and qualified candidates should send their CV to:[email protected] using the Job Title as the subject of the email.