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Loan Recovery Officer (Intern) at BainesCredit

Company Info

BainesCredit – we are a microfinance bank (MFB) with a CBN license that has been operating for more than 5 years. a Tier-1 bank with a focus on MSME that offers financial assistance to companies through a variety of cutting-edge solutions. With over 10,000 consumers, BainesCredit is a tech-enabled MFB that relies on digital technologies.

Title: Loan Recovery Officer (Intern)

Location: Ikoyi, Lagos

Employment Type: Internship

Duties & Responsibilities

  • Create a detailed action plan for dealing with badloans from previousand current years.
  • Identify clients with problematic loans and rate recovery possibilities i.e Low, Medium, or High Risk.
  • Work closely with Relationship Managers and Credit/Risk Managerto execute recovery techniques and strategies including regular home visitsand collection drives, Identify root cause of laon deliquencies and recommend improvement changes to improve portfolio quality.
  • Get definite commitments from defaulting clients and ensure they follow through on their pledged repayment dates.
  • Other tasks as assigned by supervisor.

Requirements

  • OND, HND, NCE is preferred.
  • 0 – 1 year working experience.
  • Strong analytical and problem-solving skills.
  • Must have good computer literacy and be able to use Microsoft Office tools.
  • Must be fluent in the English language (both written and Oral).
  • Must have the ability to make fair and ethical decisions in tough circumstances.
  • Must be very organized in order to handle multiple projects simultaneously.
  • High self-motivation with strong interpersonal skills.
  • Must have the ability to motivate and persuade others, particularly delinquent clients to repay debt.
  • Abilities to communicate with local authorities and legal / court members in an articulate and professional manner.
  • Demonstrate high level of ethical commitment and trustworthiness.
  • Proximity to Ikoyi and its environs.

Deadline: 5th July, 2023.

How to Apply: Interested and qualified candidates should send their updated CV to: [email protected] using the Job Title as the subject of the mail.

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