Company Info
Large organization
FairMoney is building the leading mobile bank for emerging markets. We started with a digital microcredit application on Android, and currently roll out additional financial services (current account, savings, debit card) while expanding the product to Western Africa and South-East Asia.
200 + Employees
FairMoney is building the leading mobile bank for emerging markets. We started with a digital microcredit application on Android, and currently roll out additional financial services (current account, savings, debit card) while expanding the product to Western Africa and South-East Asia.
Job Title: Portfolio Manager
Location: Lagos
Employment Type: Full Time
Description
- The Portfolio Manager will Build and manage with effectiveness and efficiency a large porfolio of customers with the strict minimum risk acceptance level by selling the different products of the company.
- The Portfolio manager remains responsible of the fund given out to clients in his portfolio as loans. He is also responsible of having a good relationship with Fairmoney’s clients and encourage them to buy all the products they are qualified for.
Key Responsibilities
Pre-loan disbursement:
- Promote/Market Fairmoney’s products to prospective clients by using all the channels possible
- Visit and evaluate potential client businesses
- Visit client’s personal house when it’s necessary
- Visit co-debtor, guarantor’s house and businesses when it’s required.
- Analyze financial data of client’s businesses
- Analysis of quantitative and qualitative data of client businesses and households.
- Prepare loan documents for credit committee
- Present loan files to credit committee.
- Enter Loan files in the MIS.
- Represent Fairmoney towards all active and potential partners with dignity and pride.
- Fulfill all other necessary assignment to support by the institution
Post-Loan Disbursement:
- Conduct monitoring visits to businesses and households
- Follow-up on day-to-day loan repayment.
- Manage loan recovery from active and write-off client until complete reimbursement.
- Assess the impact of loan before renewal
Requirements
- HND/Bachelor’s Degree in Sales and Marketing or related fields.
- A minimum of 4 years of experience in Loan Sales / Portfolio Management
- Ability to motivate a team of Sales Managers for performance.
- Extremely flexible, result-oriented, and hardworking with a strong track record of success.
- Ability to self-motivate and manage self.
- Good communication and interpersonal skills.
- High level of integrity
- Dynamic and motivated and individuals who like to work outdoors.
- Target Driven
Benefits
- Private Health Insurance
- Performance Bonus
- Pension Plan
- Training & Development
Application Closing Date
Not Specified.
How To Apply: Interested and qualified candidates should Click Here to apply online
Recruitment Process
- A screening call with a member of the recruitment team for 30 minutes.
- Technical interview with the hiring manager for 30 to 60 minutes.
Apply for an Exciting Opportunity to Win Something Big – Click Here
Apply for an Exciting Opportunity to Win Something Big – Click Here