Company Info

Large organization

FairMoney is building the leading mobile bank for emerging markets. We started with a digital microcredit application on Android, and currently roll out additional financial services (current account, savings, debit card) while expanding the product to Western Africa and South-East Asia.

200 + Employees

FairMoney is building the leading mobile bank for emerging markets. We started with a digital microcredit application on Android, and currently roll out additional financial services (current account, savings, debit card) while expanding the product to Western Africa and South-East Asia.

Job Title: Portfolio Manager

Location: Lagos

Employment Type: Full Time

Description 

  • The Portfolio Manager will Build and manage with effectiveness and efficiency a large porfolio of customers with the strict minimum risk acceptance level by selling the different products of the company.
  • The Portfolio manager remains responsible of the fund given out to clients in his portfolio as loans. He is also responsible of having a good relationship with Fairmoney’s clients and encourage them to buy all the products they are qualified for.

Key Responsibilities
Pre-loan disbursement:

  • Promote/Market Fairmoney’s products to prospective clients by using all the channels possible
  • Visit and evaluate potential client businesses
  • Visit client’s personal house when it’s necessary
  • Visit co-debtor, guarantor’s house and businesses when it’s required.
  • Analyze financial data of client’s businesses
  • Analysis of quantitative and qualitative data of client businesses and households.
  • Prepare loan documents for credit committee
  • Present loan files to credit committee.
  • Enter Loan files in the MIS.
  • Represent Fairmoney towards all active and potential partners with dignity and pride.
  • Fulfill all other necessary assignment to support by the institution

Post-Loan Disbursement:

  • Conduct monitoring visits to businesses and households
  • Follow-up on day-to-day loan repayment.
  • Manage loan recovery from active and write-off client until complete reimbursement.
  • Assess the impact of loan before renewal

Requirements

  • HND/Bachelor’s Degree in Sales and Marketing or related fields.
  • A minimum of 4 years of experience in Loan Sales / Portfolio Management
  • Ability to motivate a team of Sales Managers for performance.
  • Extremely flexible, result-oriented, and hardworking with a strong track record of success.
  • Ability to self-motivate and manage self.
  • Good communication and interpersonal skills.
  • High level of integrity
  • Dynamic and motivated and individuals who like to work outdoors.
  • Target Driven

Benefits

  • Private Health Insurance
  • Performance Bonus
  • Pension Plan
  • Training & Development

Application Closing Date
Not Specified.

How To Apply: Interested and qualified candidates should Click Here to apply online

Recruitment Process

  • A screening call with a member of the recruitment team for 30 minutes.
  • Technical interview with the hiring manager for 30 to 60 minutes.
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