Company Info
Jubilee-Life Mortgage Bank Limited was established as a private limited liability company in August 1992. The registered name at incorporation was Gilt-Bond Mortgage Finance Limited, which was changed to Jubilee-Life Mortgage Bank Limited in February 2004. The promoters envisioned a key mortgage institution that would serve as the benchmark for successful mortgage enterprise in Nigeria's mortgage and housing sub-sector, and their aspirations have now become a reality. The company is an initiative of the Jubilee Development Foundation of the RCCG MISSION, founded by a group of God-fearing, experienced, and fertile-minded Nigerian entrepreneurs.
Jubilee-Life Mortgage Bank Limited was established as a private limited liability company in August 1992. The registered name at incorporation was Gilt-Bond Mortgage Finance Limited, which was changed to Jubilee-Life Mortgage Bank Limited in February 2004. The promoters envisioned a key mortgage institution that would serve as the benchmark for successful mortgage enterprise in Nigeria’s mortgage and housing sub-sector, and their aspirations have now become a reality. The company is an initiative of the Jubilee Development Foundation of the RCCG MISSION, founded by a group of God-fearing, experienced, and fertile-minded Nigerian entrepreneurs.
Title: Credit Analyst
Location: Victoria Island / Adeola Hopewell – Lagos
Employment Type: Full-time
Job Summary
- Analyze all retail credit proposals in order to carry out risk identification, risk measurement and risk mitigation with a view to creating performing assets and assuring profitable lending for the Bank.
- Analyze all retail credit proposals in order to carry out risk identification, risk measurement and risk mitigation with a view to creating performing assets and assuring profitable lending for the Bank.
Principal Duties and Responsibilities
- Analyze and process retail credit requests for the market facing business units to facilitate prompt decisions.
- Identify high risk retail credits transactions and quickly step them down if they cannot be mitigated.
- Work with other departments to ensure completeness of documentation to safeguard the Bank’s position.
- Analyze and review retail problem loans and extract learning points for future corrective measures.
- Manage and assist market facing business units in retail credit structuring transaction and also provide advice and interpretations on credit policy.
- Manage the conveyance of all retail credit decisions to the business units to ensure proper information dissemination and swift response.
- Participate in various retail credit process transformation projects, credit product development and credit policy formulation to ensure alignment with Bank’s objectives and goals.
Qualifications
- Minimum of First Degree in a numerate or business related discipline.
- Relevant professional certifications such as Chartered Financial Analyst (CFA), Professional Risk Manager (PRM), Financial Risk Manager (FRM) etc. and/or a second degree are added advantages.
Competency:
- Knowledge of financial, accounting and auditing processes.
- Knowledge of managerial accounting
- Knowledge of banking regulatory guidelines.
- Knowledge of the banking industry.
- Knowledge of a Mortgage Bank’s structure, operations, policies and procedures.
- Knowledge of Risk management.
Deadline: 29th March, 2024.
How to Apply: Interested and qualified candidates should send their CV to: [email protected] using the Job Title as the subject of the mail.