Company Info
Mid sized business
1 to 50 Employees
SOBIC and Company is a fast-growing, opportunity-creating, customer-focused microfinance institution (MFI) in Nigeria. The company, a member of the Association of Non-Bank Microfinance Institutions of Nigeria (ANMFIN), was registered with the Corporate Affairs Commission (CAC) in July 2008, with its headquarters in Ibadan and over 70 branches across the states.
SOBIC and Company is a fast-growing, opportunity-creating, customer-focused microfinance institution (MFI) in Nigeria. The company, a member of the Association of Non-Bank Microfinance Institutions of Nigeria (ANMFIN), was registered with the Corporate Affairs Commission (CAC) in July 2008, with its headquarters in Ibadan and over 70 branches across the states.
Title: Credit Officer
Locations: Ibadan ( Amuloko, Olomi, Olorunsogo, Mokola, Ojoo ,Monatan, Challenge, Akobo, Alakia), Saki, Iseyin, Igbeti – Oyo, Asaba – Delta, Benin – Edo, Ekiti, Kogi, Kwara , Ogun, Ondo and Osun
Employment Type: Full-time
Job Description
- We are looking for a Credit Officer to facilitate lending for our clients by assessing creditworthiness and processing relevant paperwork.
- Credit Officer responsibilities include preparing loan applications, evaluating clients’ financial information and calculating risk ratios. To be successful in this role, you should have a good understanding of lending procedures and customer service experience.
- Ultimately, you will help our clients acquire loans in a timely manner and ensuring that the loan is being repaid as at when duewhile ensuring we comply with the law
Responsibilities
- Review loan requests
- Assess clients’ financial status
- Evaluate creditworthiness and risks
- Contact clients to gather financial data and documentation
- Analyze risks and approve or reject loan requests
- Calculate financial ratios (e.g. credit scores and interest rates)
- Set up payment plans
- Maintain updated records of loan applications
- Follow up with clients about loan renewals
- Monitor progress of existing loans
- keep daily records (Daily Collection Sheet, Ledger etc)
- recover default if any from the customer
- prepare timely report
- any other function as assigned by the Branch Manager
Requirment
- Interested candidates should possess a NCE, OND, BSc or HND in relevant fields.
Skills / Competence
- Integrity and diligence
- product knowledge
- communication skills
- excellent customer service
- relationship management
- target-driven
- team-player
- computer literacy
Deadline: 30th November, 2024.
How to Apply: Interested and qualified candidates should send their CVs to: [email protected] using the Job Title as the subject of the mail.