Company Info
Mid sized business
Kuda Bank is a full-service, app-based digital bank. Our objective is to be the go-to bank not only for Africans residing on the continent, but also for the African diaspora, wherever they dwell in the world. Kuda is free of unnecessary banking fees and excels at assisting consumers with budgeting, spending wisely, and saving more. We raised the largest seed round ever seen in Africa and closed a Series A investment round in February 2021, which was headed by some of the world's best venture capital investors. Kuda is quickly establishing itself as the leading 'Neobank' for Africans, with offices in London (our headquarters), Lagos, and Cape Town, with more to open across Africa in 2021.
1 to 50 Employees
Kuda Bank is a full-service, app-based digital bank. Our objective is to be the go-to bank not only for Africans residing on the continent, but also for the African diaspora, wherever they dwell in the world. Kuda is free of unnecessary banking fees and excels at assisting consumers with budgeting, spending wisely, and saving more. We raised the largest seed round ever seen in Africa and closed a Series A investment round in February 2021, which was headed by some of the world’s best venture capital investors. Kuda is quickly establishing itself as the leading ‘Neobank’ for Africans, with offices in London (our headquarters), Lagos, and Cape Town, with more to open across Africa in 2021.
Title: Head of Credit Risk
Location: Lagos
Job type: Full time
Department: Strategy
Description
- Join us at Kuda in this pivotal role and be the driving force in shaping and optimizing our Credit Risk strategies!
- We are currently searching for a dynamic Head of Credit Risk to lead the Credit Risk team, spearhead the implementation and execute Kuda’s Credit Risk policies.
- You’ll have the opportunity to drive streamlined collection practices and actively contribute to the development of relevant policies and protocols.
- In addition, you’ll get to ensure precise reporting and strict adherence to Credit product practices within Nigeria.
Responsibilities
- Lead the Credit Risk team, end-to-end strategy roadmap and execution
- Ensure proactive advocacy and steadfast adherence to Credit policies
- Design Credit policies tailored to the unique dynamics of Kuda MFB in Nigeria
- Build and operate the underwriting function for both consumer and business credit
- Managing a team of underwriters, providing guidance, training, and feedback to ensure consistency and adherence to established underwriting standards
- Spearhead active and compliant collection practices, demonstrating a commitment to regulatory standards and guidelines
- Lead the strategic implementation of Credit initiatives within the Nigerian market, aligning efforts with organizational objectives
- Establish, build and actively manage various relationships with external partners
Requirements
- B.Sc. Degree in Accounting, Economics, Banking, Finance and Commerce (or relevant fields)
- 10+ years of experience, with at least 4 years in a leadership position specifically within Credit Risk Management
- Extensive background in financial services or Fintech, underscoring a deep understanding of the industry’s nuances and dynamics
- Solid understanding of Credit regulation within the Nigeria banking industry
- In-depth hands-on expertise in the administration of Credit Risk policies, the Credit underwriting process, Credit Risk scoring methodologies, and precise calculation of unit costs for risk products
Benefits
At Kuda, our people are the heart of our business, so we prioritize your welfare. We offer a wide range of competitive benefits in areas including but not limited to:
- Pension
- Competitive annual leave plus bank holidays
- Group life insurance
- Health insurance
- L&D training
- We are advocates of work-life balance and offer a 3-day-per-week remote working option
Deadline: Not Specified.
How to Apply: Interested and qualified candidates should Click Here to apply online