Senior Banking Officer – Relationship Management at Michael Stevens Consulting

Main Responsibilities

• Source for new individual and corporate clients via direct promotion and assist prospect clients with loan application.
• Presentation of loan proposals to the credit committee.
• Portfolio Management with full responsibility for its growth and quality monitoring of disbursed Loans, follow up on timely repayment and Initiating and leading recovery activities.
• Optimizing financial results by cross-selling activities.
• Assuring long-term relationships Relationship Management through high client satisfaction, reaching a high ratio of revolving clients.
• In-depth assessment of loan applications and collection of detailed information personal, business, and guarantees in preparation of loan proposals.
• Analyze and interpret the financial statements of businesses with the use of Microsoft Excel to access the repayment capacity and financial soundness of the borrower.

Requirements

• Minimum of B.Sc / HND in any discipline.
• 5 – 10 years SME lending experience, preferably in a commercial bank.
• Ability to work with minimum supervision.
• Target-driven and result-oriented.
• Attentive to details.
• Excellent communication skills and ability to work collaboratively with others.
• Ability to multitask and manage time efficiently.
• Proficiency in MS Office Suite, including Excel and Word.
• A strong understanding of small and medium-sized enterprises and their financial needs.
• Familiarity with local laws and regulations governing microfinance banks in Nigeria.
• Ability to provide professional services to HIGH NET WORTH CLIENTS.
• Demonstrate good self-esteem and confidence.
• Strong analytical and financial skills with a focus on cash flow analysis and forecasting.
• Excellent interpersonal, communication, and presentation skills.