SME Relationship Officer at Addosser Microfinance Bank Limited

Lagos

Addosser

Company Info

Mid sized business

Addosser Microfinance Bank Limited was conceived to provide Banking Services to small and medium scale entrepreneurs that have little or no assistance from the conventional banks. The targeted customers include the petty traders, small shop owners, trade associations, artisans, taxi drivers, market men & women, low level civil servants, tailors, barbers etc.

1 to 50 Employees

Addosser Microfinance Bank Limited was conceived to provide Banking Services to small and medium scale entrepreneurs that have little or no assistance from the conventional banks. The targeted customers include the petty traders, small shop owners, trade associations, artisans, taxi drivers, market men & women, low level civil servants, tailors, barbers etc.

Job Title: SME Relationship Officer

Location: Lagos

Job Description

  • Prospect for new SME clients and assist with their loan applications.
  • Analyze and interpret financial statements of the business in order to access the repayment capacity and financial capacity of the borrower.
  • Recommendation of Loans: Recommend loans to the Credit Unit for approval.
  • Conducts loan appraisals and collects detailed information (personal, business, and guarantors).
  • All clients and guarantors applying for loans for their businesses and Offices must be visited before disbursement is carried out
  • Monitoring and Follow up with Repayment: ensure 100% repayment of disbursed loans.
  • Market intelligence: develop market intelligence, detailed research, competition analysis and database with the view to capture the assigned market space.
  • Develop sales initiative/Conduct Product Campaign: acquire an impeccable knowledge of all products/services, develop a strategy in communicating product essentials to get buy-in through all available platforms (one–on–one, social media, target group engagement and other sales channels)
  • Develop new markets: develop new wider and deeper markets by reaching organizations, associations and communities with customized banking services offering the unique selling proposition of the bank.
  • Manage correspondence: maintain swift correspondence with inter/intra dependent roles, customers, reporting line and every stakeholder in the sales pipeline to ensure excellent and satisfactory service delivery to customers.
  • Maintain contact and good relationships with clients.
  • Growth and development: study market/industry trends/initiatives per time to boost personal and target delivery per timeline.
  • Execute all other jobs as assigned by team lead and management.

Relevant Skills, Qualifications, Attributes & Experience

  • Candidates should possess a B.Sc / HND in Social Sciences or any other relevant course of study.
  • Minimum of 2 years’ cognate experience in SME Lending in any Financial Institution (preferably a Microfinance Bank/ Finance house)
  • Ability to evaluate needs of customers and determine what products or services would best serve those needs
  • Good interpersonal relationship skills.
  • Excellent Analytical Skills.
  • Must be computer literate.
  • Excellent communication, reporting skills.

Deadline: Not Specified

How to Apply: All interested applicants should send their CV to: [email protected] using the job title as the subject of the mail.