Company Info
Large organization
200 + Employees
IBILE Microfinance Bank Limited
Banking
IBILE Microfinance Bank Limited is a rapidly expanding microfinance bank that offers a range of financial products tailored to meet the needs of the diverse and dynamic micro sectors in Lagos state. The bank is overseen by a team of experienced professionals with extensive industry knowledge. Its primary objective is to promote financial inclusion by providing services to the Micro Small and Medium Scale industry (MSMSE). By supporting this vital sector, IBILE Microfinance Bank contributes to the growth and sustainability of the gross domestic product (GDP) of one of Africa’s largest economies, Lagos state.
1). SME Loan Officer
Location: Sangotedo, Ikorodu, Agbara & Oshodi – Lagos
Job Objective
- To market IBILE MFB’s products with the objective of meeting financial targets while ensuring that customers’ needs are met.
Job Description
- To aggressively market and sell the Bank’s products
- Win new customers for the Bank
- Ensure the retention of existing customers
- Ensure the creation of Risk Assets for the Bank
- Deposit liability mobilization
- Drive the reactivation of inactive and dormant accounts
- Ensure the Bank’s projection and visibility amongst new and existing customers
- Facilitate and ensure set targets are met in line with marketing strategy
- Updates job knowledge by participating in educational activities
- Perform other tasks as assigned by Team Lead
Qualification
- HND or B.Sc in Marketing or related discipline.
- Minimum of 2 years and more relevant work experience in as a Relationship Officer/SME Officer in a Microfinance Bank Setting.
Application Closing Date
25th July, 2023.
Note: Candidate residing around Sangotedo & Lekki, Ajah, Ikorodu, Ketu, Oshodi, Ikeja, Festac, Agbara, Ojo, Ijanikin and environs will be given preference.
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2). Team Lead, Business Development (Commercial)
Location: Agbara & Ikorodu – Lagos
Job Objective:
- To market IBILE MFB’s products with the objective of meeting financial targets while ensuring that customers’ needs are met.
Job Description
- Win new customers and retain existing customers
- Ensure optimal team work
- Ensure deposit liability mobilization
- Supervise call plan and call memo
- Ensure team representation in the market
- Motivation and mentoring of team members
- Aggressively market and sell the Bank’s products
- Reactivate inactive and dormant accounts
- Profit maximization through quality Risk Assets creation
- Develop and implement a marketing strategy meeting set revenue targets
Qualification
- HND or B.Sc in Marketing or related discipline.
- Minimum of 4 years and more relevant work experience in as a Team Lead, Business Development or Relationship Manager in a Microfinance Bank Setting.
Application Closing Date
25th July, 2023.
Note: Candidate residing around Lekki, Sangotedo, Ajah, Ketu, M12 & Ikorodu environs will be given preference.
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3). Head, Agency Banking/Deposit Mobilization
Location: Lagos
Employment Type: Full-time
Job Description
- The Head, Agency Banking will manage the bank’s agent banking and financial inclusion strategy through the use of approved third party agents to expand the market footprints and customer touch points thereby increasing penetration, revenue and profitability of the agent networks.
- The job holder will be responsible for leading the Agency Banking officers on day-to-day management and roll out to help rapidly scale banks’ agent banking services.
- Responsible for facilitating business growth through sale of liability (Deposits) products including building profitable client relationships, maintaining effective deposit portfolio management and standards of service quality in compliance with applicable policies and procedures.
Key Responsibilities
- Work with the strategy department to design and implement the Agent roll out plan to enhance the achievement of the bank’s financial inclusion goals.
- Responsible for the achievement of Agent Banking targets and overall business performance of the Bank’s Agent Network.
- Responsible for the growth and expansion of the Bank’s Agent Network Monitor and ensure adherence to internal policies and all Regulatory/compliance policies related to Agent Banking Work with all critical stakeholders to ensure successful implementation of the Agent Banking and Financial Inclusion strategies of the Bank
- Work with all relevant stakeholders in ensuring the successful implementation of marketing, sales and activation plans.
- Work with the Strategy department to continually create/innovate products for sustainable growth in Target customer’s Wallet and market share.
- Design initiatives, promos and market activations that will increase transactions and lead to increased competitiveness and brand visibility.
- Identify strategic partnerships and alliances and partnerships to grow market share and brand visibility.
- Lead the Bank Agent Channels Officers to grow a sustainable agent network. Be the primary contact person for all Agent issues.
- Oversee the training and development of quality Agency banking network. Provide performance, Service and market/competitor’s analytics reports regularly.
- Manage stable partnerships focusing on strategy and Bank business growth. Work with Communication to implement agent promotion campaigns as planned.
- Work closely with the Deposits Mobilizations teams in achieving the bank’s deposit target.
- Design of Operational marketing material – support the design and implementation of advertising, and operational marketing materials.
- Cross sells all the savings accounts accordingly and other alternative delivery channel products as applicable against given targets on specific assigned operational areas.
- Develop and Identify suitable savings promotion activities according to area specification and prepares the action plan.
- Drive activities, leads the team and the follow up process for opening accounts for potential customers of the bank especially customers mobilized through market storm.
- Develop and implement strategies to grow/retain business.
- Customer value management- analyzes customer demographics and behavioral trends, and develop appropriate campaign strategies in response to the results of this analysis.
- Responsible for ensuring adequate brochures and savings promotional materials at the branches;
- Channel development – assess the performance of various market channels in the bank, and track developments.
- Responsible for making appropriate recommendations on future business initiatives. In addition, track developments in other channels.
- Brand – undertake research on brand performance that supports its evolution.
- Ensure proper performance management metrics is established.
Background / Work Experience
- Candidates should possess a Bachelor’s Degree qualification with 4 – 7 years’ general banking experience of which 4 – 5 years should have been in a leadership role in Digital Banking.
- Experience in product development & launch. Previous experience in Microfinance, agent and retail banking. Experience in market research, analysis and business development.
- Experience in business strategy formulation and execution with verifiable track records.
- Competencies for the Roles: Business skills, financial and data analysis and business performance management with strong marketing background.
- People management, organizational and leadership abilities. Team player and ability to work with minimum supervision.
- Resilient, Solutions oriented mind set and creative thinking abilities. A good understanding of Risk, Compliance policies and procedures.
- Demonstrated consistent high performance in roles held.
- Excellent written and verbal communication skills with ability to network, generate new business and develop strong business relations.
Deadline: 25th July, 2023.
How to Apply: Interested and qualified candidates should send their Cover Letter and Resume to: [email protected] using the Job Title as the subject of the mail.