Company Info
Large organization
200 + Employees
Paga is a licensed financial services company and a leading payments company in Nigeria with a massive transformative purpose - to make it simple for one billion people to access and use money. It was founded on the simple belief that the ubiquity of mobile phones can be leveraged in building an ecosystem that enables people to digitally send and receive money and creating simple financial access for everyone.
Paga is a licensed financial services company and a leading payments company in Nigeria with a massive transformative purpose – to make it simple for one billion people to access and use money. It was founded on the simple belief that the ubiquity of mobile phones can be leveraged in building an ecosystem that enables people to digitally send and receive money and creating simple financial access for everyone.
1). Software Architect
Location: Yaba, Lagos
Employment Type: Full-time
Job Description
- As a Software Architect at Paga, you will be responsible for the technical ownership of entire products, platforms or services within the scope of Paga’s business.
- You will be responsible for designing and delivering systems that meet all the “ities” expected of enterprise-grade, financial systems (scalability, extensibility, security, etc.).
- You will be responsible for the technical oversight of one or more teams of Software and Database Engineers, working with you to realize your product vision.
Responsibilities
Vision & Strategic Leadership:
- Help develop and grow the technical vision for the Paga business and engage meaningfully in the strategic development of the overall business.
- Engage directly in business strategic leadership when it relates to product and technical decision making.
Broad-scoped Technical Ownership:
- Independently oversees all software concerns for some of the major platform areas or services.
- Own end-to-end responsibility for a large portion of the software system including design and implementation and including a strong knowledge of complementary engineering aspects such as data management, dev-ops and infrastructure.
- Own responsibility for key delivery criteria such as performance, reliability, cost, security and maintainability for large portions of the system
Technical Leadership:
- Oversees key architectural concerns such as security, scalability/performance, reliability, maintainability, and modularity.
- Applies a platform-wide perspective to decision making around these concerns, including infrastructural, deployment, delivery and other technically relevant concerns.
Process Leadership:
- Drive development and improvement of technical product development processes in collaborations with product development management.
Code Quality Review:
- Provide broad-scoped yet in-depth code review for technically complex and high-impact code changes.
Partner Engagement:
- Working effectively with industry/ecosystem partners to accomplish product goals
Requirements
- A degree in a related discipline
- 10+ years of continuous experience working on enterprise software application development OR an advanced degree in a related discipline and at least 8 years of continuous experience working on enterprise software application development
- While we use an increasingly diverse software stack, the following technologies and skills are most heavily used and therefore important to have some experience in:
- Java/J2EE and Spring and other Java frameworks
- Kafka and other stream-processing platform
- Micro-service architecture concepts
- js and React front-end frameworks
- Relational DB architecture and administration (MSSQL Server, PostgreSQL)
- Kubernetes & Docker containerization frameworks
- OLTP / Financial transaction processing concerns
- Cloud deployment architecture and concerns (Azure, AWS)
To be an effective Software Architect at Paga you must:
- Be able to quickly grasp abstract concepts and translate them into appropriately abstract or detailed software design and implementation.
- Be comfortable taking ownership for broad and important areas of enterprise software implementation.
- Be a core business resource for both technical and non-technical decision making and triage and make themselves available to this effect.
- Possess mastery over all key aspects of the frameworks and tools within your scope and have strong business-knowledge in the business functional areas you support. Have multi-functional expertise across large areas of the platform/services.
- Be comfortable in making technical decisions based on the consideration of many potential futures in decision making without knowing exactly what the future is.
- Clearly understand and effectively weigh business trade-offs in decision-making.
- Be comfortable operating at both a high and deep-dive (low) levels of abstraction.
- Be able to multitask well and be comfortable juggling multiple product-development streams at once.
- Be comfortable with rapid change and be comfortable taking ownership to deliver results in a high-pressure product development environment.
- Have a passion for quality and an ability and willingness to grow the ability of others in your team to meet those standards. Drive quality delivery across teams with which you work.
Application Closing Date
Not Specified.
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2). Senior Software Engineer
Location: Yaba, Lagos
Employment Type: Full-time
Responsibilities
- As a Senior Software Engineer at Paga, you will take on ownership for the implementation and technical effectiveness of broad functional and/or technical areas of the platform.
- You will be expected to contribute meaningfully to the design and improvement of the solutions you work on.
- You will be expected to contribute to the development of the improvement of the software development practice as a whole through peer leadership, code review, technical training, process improvement and technical thought leadership.
Requirements
- A Degree in a related discipline
- 6+ years of continuous experience working on enterprise software application development OR an advanced degree in a related discipline and at least 4+ years of continuous experience working on enterprise software application development
- A minimum of 4 years of experience working with Java 8 or above.
- A minimum of 4 years of experience working with the Spring Framework.
- A minimum of 4 years of experience working with SQL databases and a proven ability to write optimized SQL scripts
- Solid experience working with team development tools and organization structures.
- Ability to multitask very well
- Comfort and experience providing technical leadership in a software development team
Technical Expectations:
Code Sophistication:
- Understands a wide range complex code constructs, design patterns and frameworks proficiently and is able to navigate and apply them in their work. Is able to adapt third party frameworks to work better within their own domain of work. Is able to conceive of and implement custom frameworks that improve product development for themselves and others.
Code Performance and Optimization:
- Is a “performance-maven”, consistently applying performance-optimization considerations in work products. Actively contributes to the improvement of product design from a technical perspective including usability, security, memory management, manageability, reliability and performance.
Abstraction Knowledge:
- Has mastery of most abstract software engineering concepts, applies them broadly across their work and improves the work of junior peers by applying these concepts in feedback.
Technical Independence:
- Has end-to-end product development ownership for broad products/features/framework or product areas. Engages and provides constructive input into platform-wide technical and architectural discussions.
Code Testing (Manual, Auto, Unit):
- Contributes to the overall improvement of code testability and code testing tools and processes.
Code Review Quality:
- Consistently performs in-depth code review within areas of responsibility, with feedback that goes beyond typical error-checking to include overall structure, performance, reliability and maintainability of the platform & code base.
IDE/Tool Usage & Routine Automation:
- Implements automation to improve the development practice individually and across the team. Implements useful tools to improve development practices.
Process Adherence & Development:
- Helps oversee process adherence across the team and contributes meaningfully to process improvement.
Aesthetic Design:
- Contributes to improvement of overall product design through insightful feedback and implementation. Oversees aesthetic standards of more junior peers.
Non-Technical Values & Trait:
Scope:
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- Owns end-to-end responsibility of medium-sized or relatively complex projects including engagement with project stakeholders. Requires little-to-no supervision of day-to-day work and consults senior architects when appropriate. Manages other more junior engineers contributing to their area of work.
Initiative:
- Independently identifies technical problems and proposes solutions across the platform, particularly in their areas of mastery. Seeks out ways to improve the system and product development practice and proposes them to the team leadership. Seeks out opportunities to improve the work-products of their peers. Own the technical testing and performance planning side of their projects
Follow Through/Scrappiness/Grit/Availability:
- Drives high-quality completion of their products fairly independently with little-to-no supervision. Influences stakeholders in their areas effectively to bring solutions to life. Is highly available in urgent moments to solve technical problems.
Mastery/Depth of Understanding:
- Is the go-to expert in some significant area(s) of the code base. Has basic understanding of all key system frameworks and components and deep understanding of some. Has strong business-knowledge in one or more business functional areas. Thoroughly understand company processes and methodology well and promote understanding with others. Has sufficient knowledge of broad areas of the platform to provide intelligent technical input to the business
Business Impact Awareness, Pragmatism:
- Understands the tradeoffs between technical, analytical and product goals, and strive to create solutions that satisfy all of these goals
Vision & Strategic Perspective:
- Engages in the strategic decision-making process and provides useful input to strategy. Consistently provides strategic context and understanding to junior team members
Collaboration:
- Courteous, tactful and diplomatic. Responds positively to request for help from internal and external partners. Does his/her share of tasks. Takes on additional work, when asked, to help a colleague out. Keeps people informed of progress on key tasks.
Ownership & Results Orientation:
- Demonstrates self-motivation and initiative taking in personal and professional level. Takes decisive and accurate action to deliver value. Accepts responsibility for outcomes even when elements are not within his/her control, providing a balanced and objective explanation. Supports and encourages others to adopt a constructive attitude to the successful completion of work responsibilities. Share own successes and praise others for motivation. Motivates colleagues through their own enthusiasm and willingness to learn.
Integrity:
- IS honest without fail. Treats everyone with respect. Expresses an interest in the way people behave, recognizing the importance of attitudes and motives. Acknowledges the good work of others. Pays close attention to the needs of others.
Policy Adherence:
- Keeps up to date with rules and regulations. Applies policies, processes and procedures to daily working. Identifies and proposes solutions for improvements to ways of working.
Communication:
- Expresses ideas or facts clearly. Good written and verbal communication skills. Promotes two-way communication with others through correct interpretation of messages and appropriate responses. Communicates in a non-threatening way. Shows empathy.
Application Closing Date
Not Specified.
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3). Chief Risk Officer
Location: Yaba, Lagos
Employment Type: Full-time
Job Description
- The Chief Risk Officer is responsible for overseeing various risk management and compliance functions and ensuring that appropriate procedures, protocols, and strategies are implemented to minimize risk and protect the organization. This candidate will be a partner to Leadership to ensure appropriate implementation of risk management and compliance controls while performing governance and oversight activities to assess the business culture and performance related to Risk and Compliance with Enterprise Policies and Standards.
Responsibilities
- To set a risk and compliance framework for the company in line with Paga’s strategy.
- To take overall responsibility for the advice, management and development of Paga’s risk and compliance systems company
- To advise the Management Board in the implementation of risk and compliance matters across the Company.
- To oversee the preparation of compliance reports for the relevant regulatory
- Present to the Management Board monthly and quarterly on risk and compliance issues including any
- To work closely with other members of the Senior Management Team in defining the company’s strategy and planning while considering key risks.
- To manage the Risk & Compliance team and provide leadership and supervision to them and their work.
- To be the responsible individual for all policies on risk and compliance within the Office Procedure Manual, particularly the process of annual review – proposing improvements to manage risk.
- To undertake, oversee or manage as appropriate and propose improvements in all applicable risk and compliance processes.
- To ensure the company strategy, processes and compliance requirements have appropriate risk assessment system and to monitor and ensure the robust management of each individual risks notified under that system.
- To ensure those risks are appropriately populated in the various risk registers and appropriate actions taken to ensure the effective management of risk matter, including consulting the Management Board on high-risk areas, Reputational Risk & complex cases.
- Provide guidance and recommendations on corrective actions or risk mitigation strategies to remediate non-compliant situations to Senior Management.
- Monitor the implementation progress of action plans designed to correct incidents of noncompliance or potential issues in policies, systems.
- To ensure appropriate corrective actions or risk mitigations strategies are implemented fully within the required timeframe.
- To investigate all breaches and near breaches of all regulations.
- To lead the Risk Units partnership with Paga’s Product Management, Application Development and Legal
- To perform Regulatory Compliance Reviews to evaluate and ensure the appropriate identification of regulatory responsibility by the assessment of product functionality and associated controls.
- To provide support and as appropriate facilitate the engagement with Internal Audit, performing pre-audit activities, assisting with management responses, remediation plan development and continued engagement with remediation of issues until closure.
- To participate in the Third-Party Risk Management activities and meetings to help ensure timely closure of outstanding third-party management issues; evaluate third party risk and assist with escalation where needed.
- To support corporate-wide risk initiatives to ensure Paga implements required changes to meet internal and external mandates or certifications (e.g., PCIDSS, ISO27001, Enterprise Business Continuity initiatives, Cyber security efforts).
- To provide oversight on the company’s AML/CFT program, Data protection Program and any other applicable regulatory programs.
- Ensure all applicable risk and compliance training and applicable regulatory awareness training is delivered effectively and to all identified users in accordance with the Management Board requirements, delivering such training personally as appropriate.
- To review the conclusions of the recent externally commissioned consultants’ reports on AML, data protection compliance – to review progress made on implementation and taking appropriate action to complete that process.
- To manage the relationship with our regulators, external auditors, external lawyers, law enforcement and any other applicable external parties.
Key Competence:
- Initiative
- Take ownership for workload and is proactive in approach
- Multitask and manage competing priorities
- Flexibility
- Strong communication skills
- Demonstrate sufficient self-awareness to identify personal strengths and areas for development
- Ability to analyse and problem solve
- Professional manner
- Attention to detail
Requirements
- Bachelor’s degree in an analytical field such as Engineering, Finance, Computer Science, Mathematics, Economics, or Legal, etc
- At least 10 years relevant work experience
- Suitable candidate must have either of CFE, CAMS or FRM Certifications
- Knowledgeable in technology
- Experience in a highly regulated environment.
- Knowledge of risk management, Information Security, Cyber Security, Business Continuity, and Auditing.
- Must have completed the mandatory NYSC
- Previous experience in a risk management role within financial services ideally within a platform and product led environment
- Excellent knowledge of industry best risk management practice.
- Ability to understand and articulate the commercial benefits of effective risk management
- Makes commercial business decisions and is resilient in the face of resistance.
- Works collaboratively with Management Board and Senior Management to resolve conflicts to acceptable outcomes for all.
- Judgement to balance commercial and compliance risks to achieve positive outcomes.
- Ability to work with the business to achieve its goals within the relevant regulatory regimes.
- Proven “people skills” in terms of recruiting, appraising, developing, and motivating staff.
- Proven ability to deal with confidential matters and with discretion.
- Excellent relationship management and influencing skills
- Ability to build supportive relationships with different groups across the firm and externally.
- Ability to analyse, present and report risk management data to senior stakeholders
- Provides strong leadership, mentoring and coaching within the team to develop skills and expertise.
- Ability to adapt and respond to change.
Deadline: Not Specified.
How to Apply: Interested and qualified candidates should use the links below to apply:
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