Company Info
Large organization
200 + Employees
Rosabon Financial Services Limited - Award winning Rosabon Financial Services is part of the Concept Group. Licenced by the Central Bank of Nigeria (CBN) on April 22, 1993, and a long-standing member of the Equipment Leasing Association of Nigeria (ELAN), the organisation has grown to become Nigeria's leading non-banking financial intermediary and equipment leasing firm focused on niche and general markets.
Rosabon Financial Services Limited – Award winning Rosabon Financial Services is part of the Concept Group. Licenced by the Central Bank of Nigeria (CBN) on April 22, 1993, and a long-standing member of the Equipment Leasing Association of Nigeria (ELAN), the organisation has grown to become Nigeria’s leading non-banking financial intermediary and equipment leasing firm focused on niche and general markets.
Title: Sales Officer (Consumer Lending/Deposit Mobilization)
Locations: Lagos and Anambra
Employment Type: Full-time
Job Summary
- The Rosabon Sales Officer is required to collect and prepare all materials needed to secure a loan. He/ She will also be responsible for reviewing loan applications evaluating the potential risks of granting loans to applicants.
- The Sales Officer will also be responsible for mobilization of Fixed deposit for the organization.
Duties & Responsibilities
- Evaluate creditworthiness by processing loan applications and documentation within specified limits
- Interview applicants to determine financial eligibility and feasibility of granting loans
- Determine all applicable ratios and metrics and set up debt payment plans
- Communicate with clients either to request or to provide information
- Justify decisions (approvals/rejections) and report on them
- Complete loan contracts and counsel clients on policies and restrictions
- Review loan agreements to ensure that they are complete and accurate according to policy
- Update account records, Compute payment schedules and transactions on ERP
- Confer with underwriters to aid in resolving loan application problems.
- Update job knowledge on types of loans and other financial services
- Assess customer needs, explore all options and introduce different types of loans
- Develop referral networks, suggest alternate channels and cross-sell products and services to accomplish quotas
- Go the “extra mile” to build trust relationships, customer loyalty and satisfaction throughout the underwriting process
- Operate in compliance with laws and regulations and adhere to lending compliance guidelines
- Source appropriately priced and structured deposit liabilities for the company from retail and institutional sources.
- Visit, engage prospects and maintain liability generated.
- Marketing and sale of all company deposit products.
- Meet, maintain and exceed assigned targets and quota in deposit mobilization and other assigned tasks.
- Propose services, up-selling and cross-selling whenever possible.
- Participate in creating new and better marketing based on field experience.
- Ensure the form for the fixed deposit Investment Planis adequately completed and registered
- Inform the client of the status of their investment.
Qualifications / Requirements
- B.Sc Degree in Finance, Economics, or a related field
- Proven working experience as a Loan Officer and Deposit Mobilization
- Familiarity with computers and banking applications/software
- Solid understanding of direct/indirect lending products and practices
- Customer satisfaction orientation and sales competencies
- Ability to work in a goal-oriented environment and meet set target
What to expect in the hiring Process:
- A preliminary phone call with the recruiter
- A reasoning and a personality assessment
- A technical interview session with a HR representative and the hiring manager.
Deadline: 4th May, 2024.
How to Apply: Interested and qualified candidates should send their CV to: [email protected] using the Job Title as the subject of the mail.
Note: All our interview stages are virtual.